CTC → In-Hand Salary Calculator

Find out how much actually comes to your bank account from your CTC. No more guessing "5 LPA in hand"!

Approximation Calculator: This tool provides an estimate based on standard Indian deductions. Actual salary may vary based on company policies and individual circumstances.

Enter Your Details

Basic salary is assumed as 40% of CTC for PF calculation

Calculating...

Calculation Assumptions

  • Basic Salary = 40% of CTC (for PF calculation)
  • PF = 12% of Basic Salary (if applicable)
  • Employer PF is part of CTC
  • Professional Tax = ₹2,500 per year
  • Standard deductions applied as per selected tax regime
  • No gratuity, bonuses or other special allowances included

Your Salary Breakdown

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Yearly

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Your approximate in-hand salary will appear here

Enter your CTC and click "Calculate My In-Hand Salary" to see results

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This calculator provides estimates based on standard Indian tax laws and common salary structures. For exact calculations, consult with your HR department or a tax professional.

Developed by Haris Malik — no fluff, just useful.